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GOVERNMENT OF THE ANGUILLA

STATUTORY BODY INCOME AND EXPENDITURE DETAILED SHEET

ANGUILLA DEVELOPMENT BOARD 2026

PLEASE DO NOT EDIT ANY LINE ITEM IN THIS TEMPLATE

2024 2025 2026 2027 2028 Variances

Unaudited Approved Revised Forecast Forward Forward 2025 Approved Budget VS 2025 Forecast Outturn VS

Actuals Budget Budget Outturn Estimate Estimate Estimate 2026 Estimate 2026 Estimate

Operational Fees 22,373 16,000 71,100 16,000 16,000 16,000 0% -77%

Fees, Dues and Charges

Interest Income 1,580,799 1,661,470 1,174,568 1,564,000 1,587,000 1,610,805 -6% 33%

Rental Income

Other Operational Income 724,036 71,000 60,933 15,000 15,000 15,000 -79% -75%

GST Refund

Sale of Goods

Subvention from GOA - (Capital injection) 430,000 430,000 0%

Donations and Other Grants

Transactions between Statutory Bodies

Pension and Benefit Contributions (ASSB & PSPF)

TOTAL INCOME 2,327,208 2,178,470 - 1,306,601 2,025,000 1,618,000 1,641,805 -7% 55%

Salaries 749,200 750,576 712,536 719,790.00 605,868 626,964 -4% 1%

Wages 12,000 13,200 13,200 13,200 14,400 14,400 0% 0%

Pension and Gratuities 42,043 45,035 373,338 33,219 38,921 38,253 -26% -91%

Social Security Contributions 31,540 33,152 30,994 32,340 31,955 32,248 -2% 4%

Allowances 3,600 3,600 6,988 7,000 7,000 7,000 94% 0%

Staff Medical Insurance 39,072 42,624 37,296 43,413 43,413 43,413 2% 16%

Rewards & Incentives 59,072 268 - 268 268 268 0%

Other

Total Personnel Costs 936,527 888,455 - 1,174,352 849,230 741,825 762,546 -4% -28%

Advertising and Promotions 4,063 3,500 3,900 4,000 4,000 4,000 14% 3%

Auditing and Accounting 150,162 102,600 150,000 173,900 93,487 0% 46%

Bad Debt write off/ increase provisions 260,021 246,413 246,413 246,791 247,931 247,931 0% 0%

Bank Charges 925 1,200 1,000 1,200 1,200 1,200 0% 20%

Board Expenses

Communications Expenses 10,851 11,460 9,915 10,000 10,000 10,000 -13% 1%

Computer License Software and Hardware Maintenance 65,150 107,000 108,900 110,869 112,935 114,582 4% 2%

Debt Service Interests 18,377 11,786 11,786 7,859 5,531 3,202 -33% -33% Depreciation and Amortization 55,609 56,895 57,247 58,700 57,895 56,895 3% 3%

Directors' fees and expenses 118,800 118,800 118,800 118,800 118,800 118,800 0% 0%

Expenditure paid to other Government Entities

Hosting and Entertainment 12,676 11,100 11,100 11,100 11,100 11,100 0% 0%

Insurance 3,425 3,775 3,425 3,775 3,775 3,775 0% 10%

International Travel and Subsistence 1,000 - 2,000 2,000 2,000 100%

Local Travel and Subsistence 10,405 10,800 10,120 10,800 10,800 10,800 0% 7%

Maintenance Expenses 13,190 12,000 2,100 4,000 4,000 4,000 -67% 90%

Office Expenses 18,846 18,200 16,500 17,000 17,000 17,000 -7% 3%

Other Operating Expenses 37,464 17,600 31,066 19,100 19,100 19,100 9% -39%

Other Supplies, Materials and Equipment

Pension & Long Term Benefits (ASSB & PSPF )

Professional and Consultancy Services 4,608 7,000 3,000 3,000 3,000 3,000 -57% 0%

Rental of Equipment

Rental of Property 104,280 112,560 112,560 112,560 112,560 112,560 0% 0%

Short Term Benefits (ASSB)

Subscriptions and Contributions 1,264 1,500 2,000 2,000 2,000 2,000 33% 0%

Subscriptions, Periodicals, Books, etc. 500 - 500 500 500 0%

Sundry Expenses

Training 1,500 - 1,500 1,500 1,500 0%

Uniforms & Protective Clothing 2,600 - 2,600 1,500 1,500 0%

Utilities 26,400 28,800 21,700 22,000 22,000 22,000 -24% 1%

Water Production Costs (WCA)

Operating Costs 766,354 936,151 - 874,132 920,154 943,027 860,932 -2% 5%

Total Expenditure 1,702,881 1,824,606 - 2,048,484 1,769,384 1,684,852 1,623,478 -3% -14%

Operating Deficit/Surplus before Capital Projects 624,327 353,864 - (741,883) 255,616 (66,852) 18,327 -28% -134%

Capital Projects 7,000

Operating Deficit /Surplus after Capital Projects 624,327 353,864 - (741,883) 248,616 (66,852) 18,327 -30% -134%

Government Transfer (Statutory transfers of Surpluses)

Net Surplus/Deficit after GoA Transfer GOVERNMENT OF ANGUILLA

Estimate of Human Resources for 2026

ANGUILLA DEVELOPMENT BOARD

2026 2025

ANGUILLA DEVELOPMENT BOARD Grade Human Payroll Cost Human Payroll Cost

Resources Estimate Resources Estimate

Manager Grade 8 139,572-163,548 1 158,220 1 155,556

Deputy Manager-Snr. Project Officer Grade 7 107,724-128,076 1 128,076 1 125,532

Accountant-Systems Administrator Grade 6 99,120- 118,512 1 103,968 1 101,544

Loans Administrator-Project Officer Grade 5 85,440-103,776 1 101,484 1 99,192

HR/Executive Officer Grade 5 85,440-103,776 1 50,742 1 99,192

Accounts Assistant Grade 4 73,656-89,400 1 77,592 1 75,624

Cashier/Clerk Grade 2 52,920-64,824 1 57,384 1 55,896

Clerical Officer Grade 1 38,040-49,464 1 42,324 0 38,040

Salary Staff 8 719,790 7 750,576

Part-time Custodian 1 13,200 1 13,200

Waged Staff 1 13,200 1 13,200

ANGUILLA DEVELOPMENT BOARD 9 732,990 8 763,776 GOVERNMENT OF ANGUILLA

Programme and Performance Indicators for 2026

ANGUILLA DEVELOPMENT BOARD

STATUTORY BODY SUMMARY

MISSION:

"TO STIMULATE AND FACILITATE NATIONAL DEVELOPMENT BY PROVIDING FINANCIAL ENTREPRENEURIAL AND TECHNICAL ASSISTANCE IN A HIGHLY PROFESSIONAL

MANNER AND BY FORGING AN EFFECTIVE PARTNERSHIP FOR THE WELLBEING OF THE COMMUNITY"

STRATEGIC PRIORITIES:

EXPENDITURE - BY PROGRAMME

Programme/Department 2024 2025 Approved 2025 2025 Forecast 2026 Budget 2027 Forward 2028 Forward

Budget Revised Outturn Estimates Estimates Estimates

Budget

Operating Expenditure $ 1,702,881 $ 1,824,606 $ - $ 2,048,484 $ 1,769,384 $ 1,684,852 $ 1,623,478

Capital Expenditure $ - $ - $ - $ - $ 7,000 $ - $ -

TOTAL AGENCY BUDGET CEILING $ 1,702,881 $ 1,824,606 $ - $ 2,048,484 $ 1,776,384 $ 1,684,852 $ 1,623,478

STATUTORY BODY STAFFING RESOURCES – Actual Number of Staff by Category

Executive/Managerial 3 3 3 3 3 3

Technical/Front Line Services 3 3 3 3 2 2

Administrative Support 1 1 1 2 2 2

Wages Staff 1 1 1 1 1 1

TOTAL AGENCY STAFFING 8 8 0 8 9 8 8

PROGRAMME PERFORMANCE INFORMATION

KEY PROGRAMME STRATEGIES FOR 2026

Continued strengthening of the loan portfolio quality by enhancing risk The organisation approved and disbursed loans totalling $1,634,790.00, expanding support to Small

assessment, creditworthiness evaluation, and regular monitoring of loan Businesses through the Pro-Grow Micro Small Enterprise Finance Programme and the Civil Servants

accounts to ensure improved performance and sustainability. Improvement Loan and traditional lending areas.

Continued diversification of lending by targeting high-growth sectors and Small Significant reduction in the level of non performing loans compared to 2024.

Businesses/Entrepreneurial Development. Implementing tailored financial

products and fostering a robust risk management culture to support sustainable

growth.

KEY PROGRAMME STRATEGIES 2026 (Aimed at improving programme performance)

Increase Loan Portfolio by 2%, targeting high-impact sectors through specific loan packages to attract a wider range of borrowers.

Further reduction in Non- Non-Performing Loans and Arrears by 3% and 2% respectively through continuous monitoring, loan restructuring and all avenues of collection measures.

Expand funding sources by seeking to obtain EC$15,000,000 from the Government of Anguilla for on-lending to support and drive portfolio growth. KEY PERFORMANCE INDICATORS 2024 Actual 2025 Planned 2025 2025 Outturn 2026 Estimate 2027 Estimate 2028 Estimate

Revised

Output Indicators (the quantity of output or services delivered by the programme)

Reduction in NPL's (year over year) 11% 3% 47% 3% 3% 3%

Arrears Reduction (year over year) 25% 2% 11% 2% 2% 2%

Increase in funds for on lending 7.5m 7.5m

Outcome Indicators (the planned or achieved outcomes or impacts of the programme and/or effectiveness in achieving programme objectives)

Continued reductions in Non-Performing Loans and arrears,

improving portfolio health and revenue recovery.

Continued diversification of lending by focusing on priority

sectors and supporting small businesses and entrepreneurs to

drive economic growth as well as Civil Servants.

Strengthened financial resilience by increasing funds for On-

lending, ensuring long-term sustainability and growth.

Enhanced risk management through continued robust practices

and training in project management for small & medium-sized

enterprises.